Does UK plc have a balance sheet problem? The rationale for business transformation has been strengthened by Covid-19, but CFOs in the UK are stalling at the start line, held back by assets that are no longer delivering.
Across the economy, the pandemic appears to have accelerated structural change rather than changed its direction. To take one example, the shift to digital has leapt forward, courtesy of an economy that moved largely online during the crisis. E-commerce accounted for more than a third of retail sales during 2020, while government data suggests that 47% of Britons worked from home.
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