The neglected middle child: why we focus on lending up to £20m.
The government is too focused on supporting start-ups, small businesses and large enterprises, and as a result, European mid-sized businesses often feel like the “neglected middle child” – missing out on as much as £364bn a year in extra funding, according to new research.
We believe that the same case can be made for loan sizes. The big banks in the UK are too focused on either small loans (in the tens or hundreds of thousands) or large loans (typically above £20m), neglecting the “middle child” of loans between £500k and £20m. We think they’ve missed a trick.
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